With the Prime Minister Jan Dhan Yojana it has become very
lucrative to open a bank account for every household in India since it will
provide basic financial benefits like include remittance, saving accounts, zero
balance account, insurance, credit and pension in a reasonable manner.
Formerly the procedure was very complex and tiresome but now
it has become simpler with an aadhaar card. According to the letter shown below by RBI Aadhaar Card will be considered as legally valid document to open
a bank account. Aadhaar Card will be treated as a complete KYC proof according
to the new guideline of RBI. You only needed to submit an attested photocopy of
your aadhaar card.
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Any bank even it is a national bank like SBI, Canara Bank,
Bank of Baroda, Punjab National Bank, Vijaya
Bank, Bank of Allahabad or any private bank like ICICI Bank, HDFC Bank will
take your aadhaar card as a valid proof to open your bank account.
Download
the RBI guidelines issued to open bank account with Aadhaar Card.
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