The Jan Dhan Yojana has made it
very easy to open an account. Formerly, account opening process requires lot of
paperwork and time consuming as well. But with Pradhan Mantri Jan Dhan Yojana
(PMJDY) Government of India has reduced the paper work as well as certain rigid
norm to make the process even simpler.
You will be surprised to know a
bank account can be opened with Aadhar Card only. To open an account you just
need to visit nearby bank or any camp of PMJDY in your locality with the
complete and correct documents. Please find below the list of documents which
may be useful to you for opening a bank account under Pradhan Mantri Jan Dhan
Yojana-
1. Two passport size photographs
2. Aadhar
Card, in case you have acknowledgement receipt it is enough
3. Voter
Id
4. Passport
5. Driving
License
6. Pan
Card
7. NREGA
Card
8. Letter
from the village Sarpanch
9. Letter
signed by gazette officer, with duly attested photo of applicant.
10. Just
by chance if the applicant fails to provide any of the above mentioned
documents, then the responsibility lies on the shoulder of banks to ground
check the applicant. In case the approached banks discover the applicant in
“low risk” category he/she will be provided an option to open a temporary
account for 1 year. He/she may convert this temporary account in permanent
account by providing valid proofs before completing 1 year tenure of bank
account.
In case the address has changed, then a self certification of the
present address would be enough.
Once you submit these documents
you will be eligible to have an account under Jan Dhan Yojana. With the zero
balance account, account holder will get a life insurance policy, RuPay debit
Card and an accidental coverage only if the account will get opened by January
26, 2015.
There are many banks who are
associated with Jan Dhan Yojana Programme, here find the list of few banks
which are registered under the programme.
1. Bank
of India
2. State
bank of India
3. ICICI
Bank
4. HDFC
Bank
5. Bank
of Baroda
6. Yes
Bank
7. Canara
Bank
8. Punjab
National bank
9. Corporation
Bank
10. IndusInd
Bank
11. Karnatka
Bank
12. Axis
bank
13. Indian
Bank
14. IDBI
Bank
15. Union
Bank of India
16. DhanLakshmi
Bank
17. ING
Vysya Bank
18. Federal
Bank
19. Kotak
Mahindra Bank
20. Oriental
bank of Commerce
Toll Free Number for any query for Jan Dhan
Yojana
1800 11 0001
1800 180 1111
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